Ken A. Stephens

Ken A .Stephens


I am a native of Bolivar Mo. where I graduated from Bolivar High School in 1980. I attended Southwest Baptist University before transferring and graduating from Missouri State University in 1984 with a degree in Business/Finance and Insurance.

Upon graduation from Missouri State University, I entered the Insurance and Securities Business establishing Stephens Insurance & Financial Services in 1985 specializing in Life, Health, Disability, Investment Planning and Financial Services. In 1997 I co-founded Employee Benefit Design, LLC and have been serving individual and employer group clients with their Insurance & Financial needs for over 33 years. In addition to arranging insurance protection plans for individuals & employer groups, I am registered representative with LPL Inc. Member FINRA/SIPC and provide services to Retirement Plans such as 401-k, Simple IRA and other qualified Retirement Planning programs for firms of all sizes.

My spouse Lorrie and I reside in Springfield, Mo. I enjoy many activities including golfing, boating and water sports, hunting, fishing, snow- skiing, and spending time at my hunting farm near Stockton Lake. I am very active in my church and throughout the years, I have given back to my community volunteering for various charitable community organizations serving on their board of directors and participating in fund-raising events.

I continue to look forward to the opportunity of serving my clients and future clients with appropriate advice, providing the highest level of customer service and assistance.

Employee Benefits

  • »  Medical, Dental, Vision
  • »  Health Savings Accounts (HSA)
  • »  Health Reimbursement Accounts (HRA)
  • »  Disability - Long and Short Term
  • »  Group Life and/or AD&D
  • »  Voluntary & Worksite products
  • »  Wellness Programs Development
  • »  Financial Services
    • «  401(k)
    • «  403(b)
    • «  457
    • «  SEP IRA
    • «  Simple IRA
  • »  Pay or Play
  • »  Consult A Doc
  • »  Health Advocate
  • »  Brain Shark
  • »  E-Share

Individual Benefits

  • »  Medical
  • »  Disability
  • »  Life Insurance
  • »  Financial Services
    • «  Tax Qualified IRA
    • «  ROTH IRA
    • «  Annuties
    • «  Variable Life Insurance
    • «  Individual Accounts
    • «  Joint Accounts
  • »  Medicare
    • «  Medicare Advantage
    • «  Medicare Prescription Drug Plans
  • »  Long Term Care

Employee Benefits Consulting

  • »  Complete Program Analysis
  • »  Carrier Renewal Negotiations
  • »  Benefit Cost Projections
  • »  Claims Analysis
  • »  Labor Negotiation Assistance

Benefit Administration Services

  • »  On-Line Benefit Portals
  • »  Employee meetings
  • »  Benefit Summaries
  • »  Management of Open Enrollment
  • »  Human Resource Assistance
  • »  Benefit Compliance
  • »  Technology Tools/Services
  • »  Compliance Updates/Webinars
  • »  Online Enrollment Admin Services


  • »  International Vacation Health Coverage

Ken Stephens

Charlotte Horsman

Drew Stephens
Individual Coverage questions

Wally Schrock
Medicare Coverage questions & assistance

Michelle Smith
Questions about Retirement Plans

Kaila Strickland
Enrollment information regarding your account

Meaghan Daniels
Administrative Specialist, Customer Service

Darla Hicks
Service Team

Account Management

Benefit information regarding your account and customer service:

Jodi Edwards

Jordan Miller

Kimberlee Nevins

Krystle Hanks

My Team

Kimberlee Nevins

Account Manager

Michelle Smith

Retirement Advisor

Jordan Miller

Account Manager

Charlotte Horsman


Drew Stephens


Wally Schrock


Darla Hicks

Service Team

Scott Rice

Account Manager